Newsletter
Home
Resource Directory(New)
Subscribe
Archives
 
Contact
Contact Us
Tell a Friend
 
Company
Background
Advertising
 
Information
*FREE Reports*
Agents Click Here
 


     

Retirement Investing Newsletter
Senior Savvy
Senior Savvy * July 2002* Vol. 3 No. 12

 

Summertime Summertime Sum Sum Summertime

Savvy Investing
**************************************************

Send Your Grandkids to College and Avoid the Tax Man

by Robert Valentine, Certified Senior Advisor

Paying for a college education may be the greatest gift you can give. However, it may also be the most costly. It is no secret that college expenses have been rising at an alarming rate. According to The College Board's report, "Trends in College Pricing" tuition has increased at twice the rate of inflation over the past 20 years (2001). This means in another 18 years parents can anticipate paying approximately $115,000 for total expenses at a 4-year public college or about $250,000 at a private institution (See chart).

*Savvy Silly*
"If I had my life to live over I would never have insisted the car windows be rolled up on a summer day because my hair had just been teased and sprayed. " (Erma Bombeck)

Back to Top

Medicaid and Your Assets

Consider These Statistics

It is estimated that 6 out of 10 people age 65 or older have the risk of entering a nursing home (Consumer's Guide to Long Term Care Insurance, H.I.A.A.)
The U.S. House of Representatives' Select Committee on Aging reports the average long-term care bill amounts to $56,000
The majority of chronically ill persons who enter a nursing home are impoverished within 13 weeks
Medicare pays less than 2% of the nation's long-term care costs (Health Care Financing Review, Summer 1987, Vol.8, No.4)

A recent American Association of Retired Persons (AARP) poll found that an average family's life savings would be wiped out within four months of one spouse's admission to a nursing home. There are several legal alternatives to the "spending down" of a family's entire life savings.

Back to Top

Home Care Services Can Provide an Alternative to Long-Term Care (Long Term Care can give Payouts to Your Family Member, Friend, Relative, or a Licensed Professional!)

(ARA) - It can be wrenching to see the independence of a loved one or family member decline. Simple tasks that used to be effortless, such as cooking a meal or keeping a house tidy, can become impossible for someone who is recovering from a hospital stay or whose strength is declining with age.

As the population ages, more and more people will face the reality of an older adult who may need assistance to live independently. For many in this group, a nursing home or retirement center is more than they need; and yet complete independence isn't realistic, either.

One option that is becoming increasingly available across the nation is home care services.

*Savvy Silly*
Parental observation: Summer vacation is a time when parents realize that teachers are grossly underpaid.

Senior Lifestyles

Savvy Sanity

Sex and Drugs Don't Mix by Dr. Whitaker

Most adults know that alcohol is a double-edged sword when it comes to sex. Yes, it can enhance sexual desire or loosen sexual inhibition. But it has a decidedly negative effect on sexual performance.

Less well-known among the general population, however, are the effects of prescription drugs on sexual desire and performance. Physicians know about these side effects, yet they routinely prescribe drugs that can dampen libido or impair sexual performance without mentioning these effects to their patients. They may do so out of a fear that patients won't take medications if they knew about their sexual side effects in advance. Or they may conceal this information out of an arrogant belief that they know what's best for their patients.

Savvy Savories

 

Summertime Healthy Chicken Kebabs

Americas Best 300 Recipes! -- Click Here

Summertime.... Time to pull out the grill to cook up a tasty summertime feast. Try this healthy version of the Kabab!

Ingredients

3/4 cup low-sodium teriyaki marinade
1/2 cup sliced green onions
2 tbsp. peeled and grated ginger root
2 tbsp. dark sesame oil
2 garlic cloves, minced
1 pound skinless, boneless chicken breast, cut into 24 pieces
  8 large green onions
2 medium zucchini, cut into 24 pieces
2 large bell peppers, cut into 24 1-inch squares
24 small button mushrooms (about 3/4 lb.)
3 cups hot cooked rice

Combine the first 6 ingredients in a bowl; marinate in refrigerator 30 minutes, stirring occasionally. Remove the green tops from large onions and cut white portion of each onion into 3 pieces; set aside. Drain the chicken. Tightly thread 3 chicken pieces, 3 onion pieces, 3 zucchini pieces, 3 pepper squares and 3 mushrooms alternately onto each of 8 skewers. (If using wood skewers, soak in water for a few minutes before threading with vegetables and meat). Place the kebabs on the barbecue and cook until done, turning frequently (about 15 to 18 minutes). Serve over rice or noodles.
Serves 4.

Nutritional information per serving:
calories: 410 fiber: 3 g
cholesterol: 72 mg fat: 7 g
carbohydrates: 48 g

********************************************************

Back to Top

*Savvy Silly*
An accountant is having a hard time sleeping - he sees his doctor about the problem: "Doctor, I just can't get to sleep at night!" "Have you tried counting sheep?" "That's the problem - I make a mistake and spend the next six hours trying to find it!"

Savvy Grandkids - Activites and contests. Enter the monthly photo contest and your grandchild's picture could appear on their very own webpage and you could win a FREE Balloon in a Box gift to send to anyone, anywhere and holiday!

Grand Kids Corner


***********************

Disclaimer:

By way of disclaimer, we are not lawyers, accountants, investment advisors, etc and we accept no liability for the contents of this web site. While all attempts have been made to verify information provided in this site, neither the Author nor the Publisher assumes any responsibility for errors, omissions or contradictory interpretation of the subject matter herein. This web site is merely our understanding of the world as it exists today. It is your responsibility to evaluate or seek advice. Any perceived slights of specific people or organizations are unintentional.

Back to Top
 

 

In This Issue

by
Savvy Writers


Find Reliable Health & Retirement Resources Near You


Discover How to Save Up to 80% on Prescriptions!
 

Send Your Grandkids to College and Avoid the Tax Man

Medicaid and Your Assets

Home Care Services Can Provide an Alternative to Long-Term Care

Senior Lifestyles

Savvy Travel Travel Insurance from Lloyd's of London

Savvy Golf Tip of the Month
Better Balance

Savvy Grandkids Activities and Monthly Photo contest

Savvy Sanity:
Sex and Drugs Don't Mix by Dr. Whitaker

Savvy Savories: Summertime Healthy Chicken Kebabs

 

 

Have a favorite website that you would like to see listed in our website picks?

Click Here

 

 


The Retirement Investing Book ... A No-Nonsense, No-Hype Guide

Click Here

 

 

Send a Unique Balloon in a Box Gift!

... add a gift certificate!

Don't forget: Balloon in a Box Gifts are available for every occassion!

CLICK HERE